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[cons_smooth] Add explanations #305

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@HengchengZhang

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@HengchengZhang

There are many skips in the lecture and more explanations are needed in many areas, e.g.

  • The foundational formulae (in this case the wealth at the next step → a_{t+1})
  • Meaning of $\beta R$
  • Many other more are in the comments in the notion page

Also, @HumphreyYang and @shlff suggested to add a lecture regarding the utility function as a prerequisite.

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